Overview

The financial crisis and its economic aftershocks have spawned the first serious examination of the structure of our current banking system and the public policies that have fueled consolidation over the last 30 years and untethered financial institutions from their communities.

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Featured Article filed under Banking | Written by Stacy Mitchell | No Comments | Updated on Nov 27, 2012

Free Checking is Rare at Big Banks, Common at Small

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/free-checking-rare-big-banks-common-small/

While just 24 percent of big banks offer totally free checking, more than 60 percent of credit unions and small banks do, according to a new report from the U.S. Public Interest Research Group. The report also found that credit unions and small banks have lower fees on average and do a better job of disclosing fees to prospective customers. Continue reading

Featured Article filed under Banking | Written by Stacy Mitchell | 1 Comment | Updated on Sep 15, 2011

How State Banks Bring the Money Home

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/how-state-banks-bring-money-home/

One of the most significant consequences of the consolidation of banking over the last decade is how much it has hindered the economy’s ability to create jobs. There’s no single solution to this problem, but one of the most promising strategies involves creating state-owned banks that can bolster the lending capacity of local banks, helping them grow and multiply. Continue reading

Featured Article filed under Banking, The Public Good | Written by David Morris | 5 Comments | Updated on Mar 1, 2011

And The Academy Award for Cowardice Goes To….

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/and-the-academy-award-for-cowardice-goes-to/

After winning an Oscar for Best Documentary for Inside Job, Charles Ferguson injected some much-needed real world relevance amidst the fabulously glitzy proceedings. Continue reading

Biomaterials

Overview

In 1992, ILSR’s work on plant derived plastics and other materials led to our co-hosting the first International Workshop on Biodegradability. The concept of a Carbohydrate Economy – one that uses plant-based chemicals to replace petro-chemicals – was born...

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Featured Article, Resource filed under Biomaterials, Composting, Waste to Wealth | Written by admin | No Comments | Updated on Oct 11, 2012

Exemptions/Exclusions Added to Atlanta Airport Info Packet

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/atlanta-airport-exemptions-added/

The Sustainable Food Court Initiative (SFCI) Airport Pilot, Hartsfield-Jackson Atlanta International Airport, works closely with the SFCI Team to bring sustainable operating practices to their operations, especially regarding food waste. In early 2012 the Atlanta Airport made a bold statement in the new concessionaire contract, the largest foodservice contract executed in North America. Continue reading

Featured Article, Resource filed under Biomaterials, Composting, Waste to Wealth | Written by Brenda Platt | No Comments | Updated on Jul 30, 2012

Atlanta Airport Launches Compostable Foodservice Ware Packet

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/atlanta-airport-launches-compostable-foodservice-ware-packet/

Hartsfield-Jackson Atlanta International Airport (HJAIA) sends more than 19,000 tons of waste to Georgia landfills each year. Food scraps are the single largest component of HJAIA waste, making up about one-third of this tonnage. HJAIA has a goal to divert 50% of its waste from landfill disposal by 2015. Composting food waste is essential to reach this goal, and switching to compostable food packaging will enable successful food residuals recovery. Continue reading

Broadband

Overview

Access to the Internet is an essential infrastructure for any community that cares about economic development, quality of life, and educational opportunities. Unfortunately, most communities are presently dependent on a few unaccountable absentee corporations that act as gatekeepers to...

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Featured Article, ILSR Press Room, Resource filed under Broadband | Written by Lisa Gonzalez | No Comments | Updated on Mar 6, 2013

“The Monopoly Magnate”

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/ilsr-launches-new-comic/

ILSR is following HB 282, restrictive legislation moving through the Georgia General Assembly. The bill would effectively end the ability for existing networks to expand. Communities considering investing in their own telecommunications networks would face almost insurmountable financial and practical hurdles. As the bill is heavily lobbied by incumbent telecom giants, local leaders make the… Continue reading

Featured Article, Resource filed under Broadband | Written by Christopher | 21 Comments | Updated on Apr 9, 2012

Broadband at the Speed of Light

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/broadband-speed-light/

The fastest networks in the nation are built by local governments, a new report by the Institute for Local Self-Reliance and Benton Foundation reveals Chattanooga, Tennessee, is well known for being the first community with citywide access to a “gig,” or the fastest residential connections to the Internet available nationally. Less known are Bristol, Virginia,… Continue reading

Featured Article, ILSR Press Room, Resource filed under Broadband | Written by Lisa Gonzalez | No Comments | Updated on Apr 3, 2013

Broadband 101 Fact Sheet

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/ilsrreleases-new-broadband-101-fact-sheet-2/

ILSR’s fact sheet is a reliable quick reference guide for policymakers and citizens. As discussion about the telecommunications landscape expands, language about broadband abounds. In order to make informed decisions without stumbling over terminology, ILSR has assembled some basic facts about broadband. This fact sheet is a great reference for anyone who may take up… Continue reading

Energy

Overview

Wind and sun are available everywhere, so renewable energy can be economically harnessed at small scales across the country. This nature of renewable energy, and the exponential increase of renewable energy generation, promises to decentralize the nation’s grid system. ...

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Featured Article filed under Energy | Written by John Farrell | 1 Comment | Updated on Apr 17, 2013

Proposed Solar Standard is Cheap Compared to Minnesota Utilities’ Rate Increases

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/proposed-solar-standard-cheap-compared-minnesota-utilities-rate-increases/

If you’re a state legislator in Minnesota, here are a few grains of salt to season the message you’ve been getting from electric utilities about the proposed solar energy standard. The bill (HF956/SF901) requires most utilities to get 4% of their energy from solar by 2025 and offers a standard, fixed-price contract to distributed solar energy… Continue reading

Featured Article, Resource filed under Energy | Written by John Farrell | No Comments | Updated on May 20, 2013

Expect Delays: Reviewing Ontario’s “Buy Local” Renewable Energy Program

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/expect-delays-reviewing-ontarios-buy-local-renewable-energy-program/

Launched in 2009, Ontario’s “buy local” Feed-In Tariff (FIT) program promised to deliver hundreds of megawatts of new renewable energy and create 50,000 new jobs by the end of 2012. The program has had some notable achievements, and the province has worked hard to remedy some of the remaining roadblocks to success. The bottom line… Continue reading

community renewable energy presentation - sustainable economies law center.001

Featured Article, Resource filed under Energy | Written by John Farrell | No Comments | Updated on May 3, 2013

5 Barriers to and Solutions for Community Renewable Energy

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/5-barriers-solutions-community-renewable-energy/

Community renewable energy has significant political and economic benefits, but is often hindered by five major barriers. Watch this vividly illustrated presentation to learn how communities can overcome the barriers and advance more local renewable energy. ILSR Senior Researcher John Farrell gave this presentation as part of a Sustainable Economies Law Center webinar on April… Continue reading

Independent Business

Overview

Over the last 25 years, a handful of giant retailers have grown to dominate the U.S. economy. ILSR challenges the wisdom of this market concentration. Through research and analysis, we have built a compelling case that places that are home to...

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Featured Article, ILSR Press Room, Resource filed under Independent Business | Written by Stacy Mitchell | No Comments | Updated on Feb 6, 2013

Survey Finds Independent Businesses Benefit from “Buy Local First” Campaigns, But Challenges Loom

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/2013-independent-business-survey/

ILSR’s annual survey has found that independent businesses experienced solid revenue growth in 2012, buoyed in part by “buy local first” initiatives. But the survey also documented challenges facing independent businesses, most notably an increase in “showrooming” and competition from online retailers, tax and subsidy policies that favor their big competitors, difficulty obtaining loans, and a customer base still reeling from the recession. Continue reading

Featured Article filed under Independent Business | Written by Stacy Mitchell | No Comments | Updated on Mar 27, 2013

Why Walmart’s Death Grip on Our Food System Is Intensifying Poverty

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/walmarts-death-grip-food-system-intensifying-poverty/

When Michelle Obama visited a Walmart in Springfield, Missouri, a few weeks ago to praise the company’s efforts to sell healthier food, she did not say why she chose a store in Springfield of all cities. But, in ways that Obama surely did not intend, it was a fitting choice. This Midwestern city provides a chilling look at where Walmart wants to take our food system. Continue reading

Featured Article filed under Independent Business | Written by Stacy Mitchell | No Comments | Updated on May 13, 2013

After 20 Years, Congress May Finally Pass Internet Sales Tax. Is it Too Late?

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/20-years-congress-finally-pass-internet-sales-tax-late/

Not having to charge sales tax fueled Amazon’s growth for nearly 20 years. While it’s impossible not to see the company as a horse that’s already out the barn door, there’s still good reason to believe that the Marketplace Fairness Act will slow Amazon’s consolidation of retailing and provide benefit to independent businesses. Continue reading

The Public Good

Overview

At the founding of the American Republic the word “private” had pejorative connotations. Derived from the Latin word “privare”, private meant to divide or tear apart. A privateer was a pirate. The word “public” was an honorable adjective, often...

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Featured Article filed under The Public Good | Written by David Morris | No Comments | Updated on Apr 17, 2013

Four Victories for the Public Good

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/victories-public-good/

I’m not saying it’s time to break out the champagne and start chanting, “The people united will never be defeated”. But the past few weeks have brought us some heartwarming demonstrations that the popular will still has a bite. February 22: After a major public outcry, the Office of Science and Technology Policy (OSTP) directed… Continue reading

Featured Article filed under The Public Good | Written by David Morris | No Comments | Updated on Jan 4, 2013

Who Should Pay the Costs of Climate Disasters?

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/pay-costs-climate-disasters/

Who should pay the costs of climate disasters? In light of the current debate in the United States about federal assistance to Hurricane Sandy victims and the recent debate at the recent Doha Climate Conference about international assistance for climate change victims, that has become an increasingly pressing question for humankind. The frequency and cost… Continue reading

Featured Article filed under The Public Good | Written by David Morris | No Comments | Updated on May 13, 2013

Can We Save the Commons that is the Post Office?

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/save-commons-post-office/

For 225 years the U.S. Post Office has been the most admired and ubiquitous manifestation of government. From 1789 until the 1960s, the Cabinet level agency saw its mission not only to deliver the mail but to aggressively defend the public good. In the late 19th century when oligopolistic mail order delivery companies abused their… Continue reading

Waste to Wealth

Overview

ILSR's Waste to Wealth program helps communities across the country create policies and practices that address citizens' environmental concerns and economic needs. We help citizens fight the incinerators and landfills that pollute their air and water, and drive property...

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Our Projects

Featured Article filed under Composting, Waste to Wealth | Written by Brenda Platt | No Comments | Updated on Feb 5, 2013

MD Seminar on Compost BMPs for Watershed Protection

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/md-seminar-compost-bmps-watershed-protection/

Tools exist that can remove up to 96% of stormwater pollutants. Are you interested? Attend this FREE seminar on March 5, 2013, to learn how compost-based BMPs can dramatically reduce sediment and targeted pollutants entering the Chesapeake Bay. ILSR has partnered with local watershed and organizations to sponsor this event. Scientists from Filtrexx International and… Continue reading

Featured Article filed under Waste to Wealth, Zero Waste & Economic Development | Written by Neil Seldman | No Comments | Updated on Jan 28, 2013

Decentralized Recycling Models for Cities: Berkeley and El Cerrito, CA

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/decentralized-recycling-models-cities-berkeley-el-cerrito-ca/

Berkeley, CA, and El Cerrito, CA, in the San Francisco Bay area are special examples of government, grassroots, and private business collaboration in recycling and reuse for the past 30 years. Below are comments on the decentralized model by one of its key advocates and activists, Dan Knapp. Dan is the founder of Urban Ore, which operates in both cities. Continue reading

Resource filed under Banking

Consumer Services Available at Community Banks

| Written by Stacy Mitchell | No Comments | Updated on Feb 19, 2010 The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/chart-consumer-services-available-community-banks/

The vast majority of community banks offer a full range of consumer services, from debit and credit cards to online bill paying.

Overview

Free Checking is Rare at Big Banks, Common at Small

How State Banks Bring the Money Home

And The Academy Award for Cowardice Goes To….

Overview

Exemptions/Exclusions Added to Atlanta Airport Info Packet

Atlanta Airport Launches Compostable Foodservice Ware Packet

Overview

“The Monopoly Magnate”

Broadband at the Speed of Light

Broadband 101 Fact Sheet

Overview

Proposed Solar Standard is Cheap Compared to Minnesota Utilities’ Rate Increases

Expect Delays: Reviewing Ontario’s “Buy Local” Renewable Energy Program

5 Barriers to and Solutions for Community Renewable Energy

Overview

Survey Finds Independent Businesses Benefit from “Buy Local First” Campaigns, But Challenges Loom

Why Walmart’s Death Grip on Our Food System Is Intensifying Poverty

After 20 Years, Congress May Finally Pass Internet Sales Tax. Is it Too Late?

Overview

Four Victories for the Public Good

Who Should Pay the Costs of Climate Disasters?

Can We Save the Commons that is the Post Office?

Overview

Our Projects

MD Seminar on Compost BMPs for Watershed Protection

Decentralized Recycling Models for Cities: Berkeley and El Cerrito, CA

Strengthening communities for more than 35 years!

About the Banking Initiative

Banking

Consumer Services Available at Community Banks

Thank you for your interest in ILSR