Overview

The financial crisis and its economic aftershocks have spawned the first serious examination of the structure of our current banking system and the public policies that have fueled consolidation over the last 30 years and untethered financial institutions from their communities.

View Initiative

Featured Article filed under Banking | Written by Stacy Mitchell | 1 Comment | Updated on Mar 18, 2011

Why Republicans Hate Warren’s CFPB But Love Another Bank Regulator

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/why-republicans-hate-warrens-cfpb-love-another-bank-regulator/

What’s really at issue in the fight over the CFPB is not how the agency is structured or how much power it will have, but whose interests it serves. Continue reading

Featured Article filed under Banking | Written by Stacy Mitchell | 1 Comment | Updated on Sep 15, 2011

How State Banks Bring the Money Home

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/how-state-banks-bring-money-home/

One of the most significant consequences of the consolidation of banking over the last decade is how much it has hindered the economy’s ability to create jobs. There’s no single solution to this problem, but one of the most promising strategies involves creating state-owned banks that can bolster the lending capacity of local banks, helping them grow and multiply. Continue reading

Featured Article filed under Banking | Written by Stacy Mitchell | No Comments | Updated on Nov 27, 2012

Free Checking is Rare at Big Banks, Common at Small

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/free-checking-rare-big-banks-common-small/

While just 24 percent of big banks offer totally free checking, more than 60 percent of credit unions and small banks do, according to a new report from the U.S. Public Interest Research Group. The report also found that credit unions and small banks have lower fees on average and do a better job of disclosing fees to prospective customers. Continue reading

Biomaterials

Overview

In 1992, ILSR’s work on plant derived plastics and other materials led to our co-hosting the first International Workshop on Biodegradability. The concept of a Carbohydrate Economy – one that uses plant-based chemicals to replace petro-chemicals – was born...

View Initiative

Featured Article, Resource filed under Biomaterials, Composting, Waste to Wealth | Written by Brenda Platt | No Comments | Updated on Jul 30, 2012

Atlanta Airport Launches Compostable Foodservice Ware Packet

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/atlanta-airport-launches-compostable-foodservice-ware-packet/

Hartsfield-Jackson Atlanta International Airport (HJAIA) sends more than 19,000 tons of waste to Georgia landfills each year. Food scraps are the single largest component of HJAIA waste, making up about one-third of this tonnage. HJAIA has a goal to divert 50% of its waste from landfill disposal by 2015. Composting food waste is essential to reach this goal, and switching to compostable food packaging will enable successful food residuals recovery. Continue reading

Featured Article, Resource filed under Biomaterials, Composting, Waste to Wealth | Written by admin | No Comments | Updated on Oct 11, 2012

Exemptions/Exclusions Added to Atlanta Airport Info Packet

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/atlanta-airport-exemptions-added/

The Sustainable Food Court Initiative (SFCI) Airport Pilot, Hartsfield-Jackson Atlanta International Airport, works closely with the SFCI Team to bring sustainable operating practices to their operations, especially regarding food waste. In early 2012 the Atlanta Airport made a bold statement in the new concessionaire contract, the largest foodservice contract executed in North America. Continue reading

Broadband

Overview

Access to the Internet is an essential infrastructure for any community that cares about economic development, quality of life, and educational opportunities. Unfortunately, most communities are presently dependent on a few unaccountable absentee corporations that act as gatekeepers to...

View Initiative

Featured Article, ILSR Press Room, Resource filed under Broadband | Written by Lisa Gonzalez | No Comments | Updated on Mar 6, 2013

“The Monopoly Magnate”

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/ilsr-launches-new-comic/

ILSR is following HB 282, restrictive legislation moving through the Georgia General Assembly. The bill would effectively end the ability for existing networks to expand. Communities considering investing in their own telecommunications networks would face almost insurmountable financial and practical hurdles. As the bill is heavily lobbied by incumbent telecom giants, local leaders make the… Continue reading

Featured Article, ILSR Press Room, Resource filed under Broadband | Written by Lisa Gonzalez | 1 Comment | Updated on Feb 26, 2013

ILSR Releases New Community Networks Map

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/ilsr-releases-new-community-networks-map/

The Institute for Local Self-Reliance has released a new interactive map showcasing 342 community owned networks throughout the United States that serve local businesses and residents. The Community Internet Map is available at MuniNetworks.org/communitymap/ Continue reading

Featured Article, Resource filed under Broadband | Written by Christopher | 21 Comments | Updated on Apr 9, 2012

Broadband at the Speed of Light

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/broadband-speed-light/

The fastest networks in the nation are built by local governments, a new report by the Institute for Local Self-Reliance and Benton Foundation reveals Chattanooga, Tennessee, is well known for being the first community with citywide access to a “gig,” or the fastest residential connections to the Internet available nationally. Less known are Bristol, Virginia,… Continue reading

Energy

Overview

Wind and sun are available everywhere, so renewable energy can be economically harnessed at small scales across the country. This nature of renewable energy, and the exponential increase of renewable energy generation, promises to decentralize the nation’s grid system. ...

View Initiative

Featured Article, Resource filed under Energy | Written by John Farrell | No Comments | Updated on Feb 21, 2013

Steve Johnson: Episode 3 of Local Energy Rules Podcast

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/steve-johnson-episode-3-local-energy-rules-podcast/

In this edition of Local Energy Rules, John Farrell and Wade Underwood speak with Steve Johnson of Convergence Energy about a successful 660 kilowatt community solar project near Delavan, WI. The project required 33 separate LLCs to take advantage of the state’s net metering rules, and also used the limited-time federal cash grant program to… Continue reading

Featured Article, Resource filed under Energy | Written by John Farrell | No Comments | Updated on Feb 19, 2013

How a City Can Get More Clean, Local Energy

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/city-clean-local-energy/

Like many cities attempting to solve climate change at a local level, Minneapolis is finding the prospect more challenging that it may have imagined. The lion’s share of emissions (two-thirds in the case of Minneapolis) come from electricity and gas sold by two monopoly, corporate utilities. Minnesota’s state-level policy is helping: a renewable energy standard… Continue reading

community renewable energy presentation - sustainable economies law center.001

Featured Article, Resource filed under Energy | Written by John Farrell | No Comments | Updated on May 3, 2013

5 Barriers to and Solutions for Community Renewable Energy

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/5-barriers-solutions-community-renewable-energy/

Community renewable energy has significant political and economic benefits, but is often hindered by five major barriers. Watch this vividly illustrated presentation to learn how communities can overcome the barriers and advance more local renewable energy. ILSR Senior Researcher John Farrell gave this presentation as part of a Sustainable Economies Law Center webinar on April… Continue reading

Independent Business

Overview

Over the last 25 years, a handful of giant retailers have grown to dominate the U.S. economy. ILSR challenges the wisdom of this market concentration. Through research and analysis, we have built a compelling case that places that are home to...

View Initiative

Featured Article filed under Independent Business | Written by Stacy Mitchell | No Comments | Updated on May 13, 2013

After 20 Years, Congress May Finally Pass Internet Sales Tax. Is it Too Late?

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/20-years-congress-finally-pass-internet-sales-tax-late/

Not having to charge sales tax fueled Amazon’s growth for nearly 20 years. While it’s impossible not to see the company as a horse that’s already out the barn door, there’s still good reason to believe that the Marketplace Fairness Act will slow Amazon’s consolidation of retailing and provide benefit to independent businesses. Continue reading

Featured Article, ILSR Press Room, Resource filed under Independent Business | Written by Stacy Mitchell | No Comments | Updated on Feb 6, 2013

Survey Finds Independent Businesses Benefit from “Buy Local First” Campaigns, But Challenges Loom

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/2013-independent-business-survey/

ILSR’s annual survey has found that independent businesses experienced solid revenue growth in 2012, buoyed in part by “buy local first” initiatives. But the survey also documented challenges facing independent businesses, most notably an increase in “showrooming” and competition from online retailers, tax and subsidy policies that favor their big competitors, difficulty obtaining loans, and a customer base still reeling from the recession. Continue reading

The Public Good

Overview

At the founding of the American Republic the word “private” had pejorative connotations. Derived from the Latin word “privare”, private meant to divide or tear apart. A privateer was a pirate. The word “public” was an honorable adjective, often...

View Initiative

Featured Article filed under The Public Good | Written by David Morris | No Comments | Updated on Dec 19, 2012

Should We Subsidize Giving?

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/subsidize-giving/

Robert J. Shiller, Professor of Economics and Finance at Yale recently weighed in with his perspective on subsidizing charity with a New York Times column whose title clearly conveys his message: “Please Don’t Mess With the Charitable Deduction.” There is a case to be made for charitable deductions. Regrettably, this isn’t it. Shiller offers three… Continue reading

Featured Article filed under The Public Good | Written by David Morris | No Comments | Updated on May 13, 2013

Can We Save the Commons that is the Post Office?

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/save-commons-post-office/

For 225 years the U.S. Post Office has been the most admired and ubiquitous manifestation of government. From 1789 until the 1960s, the Cabinet level agency saw its mission not only to deliver the mail but to aggressively defend the public good. In the late 19th century when oligopolistic mail order delivery companies abused their… Continue reading

Featured Article filed under The Public Good | Written by David Morris | No Comments | Updated on Feb 6, 2013

The End of the Post Office as a Public Institution?

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/post-office-public-institution/

“When the post office is closed, the flag comes down. When the human side of government closes its doors, we’re all in trouble.” Senator Jennings Randolph (West Virginia) 1958-85 For the post office the end game is on. This year the post office will close half its processing centers. By late spring a first… Continue reading

Waste to Wealth

Overview

ILSR's Waste to Wealth program helps communities across the country create policies and practices that address citizens' environmental concerns and economic needs. We help citizens fight the incinerators and landfills that pollute their air and water, and drive property...

View Initiative

Our Projects

Featured Article filed under Waste to Wealth, Zero Waste & Economic Development | Written by admin | No Comments | Updated on Jan 21, 2013

New Mexico Recycling Industry Poised to Add 5,000 Jobs

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/nm-recycling-industry-poised-add-5000-jobs/

A new report released by the New Mexico Recycling Coalition (NMRC) details the estimated number of jobs in the recycling industry and predicts how many jobs could be gained through increased recycling activities. It is estimated that close to 5,000 new direct, indirect and induced jobs will be created in New Mexico when the state recycling rate reaches 34%. Continue reading

Featured Article filed under Waste to Wealth, Zero Waste & Economic Development | Written by Neil Seldman | No Comments | Updated on Jan 28, 2013

Decentralized Recycling Models for Cities: Berkeley and El Cerrito, CA

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/decentralized-recycling-models-cities-berkeley-el-cerrito-ca/

Berkeley, CA, and El Cerrito, CA, in the San Francisco Bay area are special examples of government, grassroots, and private business collaboration in recycling and reuse for the past 30 years. Below are comments on the decentralized model by one of its key advocates and activists, Dan Knapp. Dan is the founder of Urban Ore, which operates in both cities. Continue reading

Resource filed under Banking

Consumer Services Available at Community Banks

| Written by Stacy Mitchell | No Comments | Updated on Feb 19, 2010 The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/chart-consumer-services-available-community-banks/

The vast majority of community banks offer a full range of consumer services, from debit and credit cards to online bill paying.

Overview

Why Republicans Hate Warren’s CFPB But Love Another Bank Regulator

How State Banks Bring the Money Home

Free Checking is Rare at Big Banks, Common at Small

Overview

Atlanta Airport Launches Compostable Foodservice Ware Packet

Exemptions/Exclusions Added to Atlanta Airport Info Packet

Overview

“The Monopoly Magnate”

ILSR Releases New Community Networks Map

Broadband at the Speed of Light

Overview

Steve Johnson: Episode 3 of Local Energy Rules Podcast

How a City Can Get More Clean, Local Energy

5 Barriers to and Solutions for Community Renewable Energy

Overview

After 20 Years, Congress May Finally Pass Internet Sales Tax. Is it Too Late?

Survey Finds Independent Businesses Benefit from “Buy Local First” Campaigns, But Challenges Loom

Overview

Should We Subsidize Giving?

Can We Save the Commons that is the Post Office?

The End of the Post Office as a Public Institution?

Overview

Our Projects

New Mexico Recycling Industry Poised to Add 5,000 Jobs

Decentralized Recycling Models for Cities: Berkeley and El Cerrito, CA

Strengthening communities for more than 35 years!

About the Banking Initiative

Banking

Consumer Services Available at Community Banks

Thank you for your interest in ILSR