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Article, ILSR Press Room filed under Energy, Energy Self-Reliant States | Written by John Farrell | No Comments | Updated on Mar 3, 2010

New Wind Data Finds a Windier, More Self-Reliant Midwest

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/new-wind-data-finds-windier-more-selfreliant-midwest/

Five Midwest states (Missouri, Illinois, Indiana, Michigan and Ohio) could get nearly all their electricity from wind, according to updated maps from the Institute for Local Self-Reliance (ILSR). New data from Wind Powering America mean that 32 states could get all of their electricity from in-state resources, even more than initially revealed in ILSR’s ground-breaking report last fall, Energy Self-Reliant States. The revised estimates come from the National Renewable Energy Lab’s Wind Powering America project and are the first nationwide update since the early 1990s. Continue reading

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Article, ILSR Press Room, Resource filed under Energy, Energy Self-Reliant States | Written by admin | No Comments | Updated on Feb 24, 2010

John Farrell Explains the Benefits of Decentralized Energy on KBOO

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/john-farrell-explains-benefits-decentralized-energy-kboo/

The Obama administration’s energy policy jumps the shark: why nuclear isa bad deal and carbon-captured coal is anything but clean.  Senior Research John Farrell discusses this and the smarter strategy of a decentralized renewable energy future with KBOO host Bill Resnick.

The rules we make now will decide our energy future.  Listen to the interview here.

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Article filed under Banking | Written by Stacy Mitchell | 2 Comments | Updated on Feb 22, 2010

Move Your Money and Save

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/move-your-money-and-save/

Average Consumer Fees by Size of Financial Institution in 2009The biggest banks impose much higher fees on their customers than small financial institutions do. This is exactly the opposite of what was promised in 1994 and again in 1999, when Congress dismantled laws that had long restricted the size and scope of banks, ushering in a wave of mergers that left the industry dominated by a few financial giants. Continue reading

Article filed under Banking, Independent Business | Written by Stacy Mitchell | 7 Comments | Updated on Feb 10, 2010

Why Small Banks Make More Small Business Loans

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/banks-and-small-business-lending/

Although small and mid-sized banks control only 22 percent of all bank assets, they account for 54 percent of small business lending. Big banks, meanwhile, allocate relatively little of their resources to small businesses. The largest 20 banks, which now command 57 percent of all bank assets, devote only 18 percent of their commercial loan portfolios to small business. Continue reading

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Article filed under Energy, Energy Self-Reliant States | Written by admin | 3 Comments | Updated on Feb 3, 2010

Britain Moves Feed-in Tariffs to a Whole New Level

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/britain-moves-feedin-tariffs-whole-new-level/

In a truly groundbreaking move for the English-speaking world, Britain’s Department of Energy & Climate Change (DECC) has released a full suite of renewable energy tariffs that go into effect in April.  Britain will become the first country in the world to offer a comprehensive system of tariffs for renewable heat, including tariffs for solar domestic hot water and ground-source heat pumps among others.

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Article filed under Banking | Written by Stacy Mitchell | No Comments | Updated on Feb 2, 2010

Financial System Even More Vulnerable Now, Warns Inspector General

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/financial-system-even-more-vulnerable-now-warns-inspector-general/

The latest report from TARP Inspector General Neil Barofsky warns, “Even if TARP saved our financial system from driving off a cliff back in 2008, absent meaningful reform, we are still driving on the same winding mountain road, but this time in a faster car.” Continue reading

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Article filed under Independent Business | Written by Stacy Mitchell | 4 Comments | Updated on Feb 1, 2010

Why Does Congress want me to Shun my Local Bookstore and Shop Online Instead?

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/why-does-congress-want-me-shun-my-local-bookstore-and-shop-online-instead/

By exempting internet retailers like Amazon.com from collecting sales taxes, lawmakers provide a substantial financial incentive for people to bypass local businesses and shop online instead. Continue reading

Article filed under General | Written by admin | No Comments | Updated on Jan 29, 2010

Control Your Cash – Move Your Borrowing Along with Your Money

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/control-your-money-move-your-borrowing-along-your-money/

The New Rules Project, in partnership with HuffPost’s Move Your Money campaign, is using its Community Banking Initiative to get out the word that banking locally can put the power back in the hands of individuals and communities, rather than Wall Street’s CEOs.

As more of us ditch the big banks in favor local banks and credit unions, we need to give thought to both the saving and lending sides of a bank. Each is crucial.

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Article filed under Banking | Written by Stacy Mitchell | No Comments | Updated on Jan 29, 2010

Move Your Borrowing Along with Your Money

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/move-your-borrowing-along-your-money-2/

As we start down the path of breaking up with the big banks and defending our own economic interests and that of our communities, we should think about the whole range of financial services we use. We need to give thought to both the saving and lending sides of a bank. Each is crucial. On the savings side, community-based financial institutions need our deposits much more than the big banks do. But to be profitable community banks need to convert those deposits into loans. Continue reading

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Article filed under The Public Good | Written by David Morris | No Comments | Updated on Jan 29, 2010

Instead of Cap and Trade, Cap and Dividend

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/instead-cap-and-trade-cap-and-dividend/

A new and vastly improved climate change policy has come out of nowhere to capture the imagination of state and national policymakers: "Cap and dividend." It works like this: Step one, impose a carbon cap. Step two, auction off all carbon allowances. Step three, return most of (if not all) the revenues generated to all households on a per capita basis. Continue reading