Overview

The financial crisis and its economic aftershocks have spawned the first serious examination of the structure of our current banking system and the public policies that have fueled consolidation over the last 30 years and untethered financial institutions from their communities.

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Featured Article filed under Banking | Written by Stacy Mitchell | No Comments | Updated on Nov 27, 2012

Free Checking is Rare at Big Banks, Common at Small

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/free-checking-rare-big-banks-common-small/

While just 24 percent of big banks offer totally free checking, more than 60 percent of credit unions and small banks do, according to a new report from the U.S. Public Interest Research Group. The report also found that credit unions and small banks have lower fees on average and do a better job of disclosing fees to prospective customers. Continue reading

Featured Article filed under Banking | Written by Stacy Mitchell | 1 Comment | Updated on Sep 15, 2011

How State Banks Bring the Money Home

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/how-state-banks-bring-money-home/

One of the most significant consequences of the consolidation of banking over the last decade is how much it has hindered the economy’s ability to create jobs. There’s no single solution to this problem, but one of the most promising strategies involves creating state-owned banks that can bolster the lending capacity of local banks, helping them grow and multiply. Continue reading

Featured Article filed under Banking, Independent Business | Written by Stacy Mitchell | 5 Comments | Updated on Oct 17, 2012

Too Big to Lend

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/big-lend/

A critical function of our banking system is financing small businesses. But big banks are doing a rotten job of it. At the nation’s largest banks, small business lending has plunged 33% since 2009. Trying to cajole or compel them to do more won’t make much difference because the problem is largely inherent to their scale. Continue reading

Biomaterials

Overview

In 1992, ILSR’s work on plant derived plastics and other materials led to our co-hosting the first International Workshop on Biodegradability. The concept of a Carbohydrate Economy – one that uses plant-based chemicals to replace petro-chemicals – was born...

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Featured Article, Resource filed under Biomaterials, Composting, Waste to Wealth | Written by Brenda Platt | No Comments | Updated on Jul 30, 2012

Atlanta Airport Launches Compostable Foodservice Ware Packet

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/atlanta-airport-launches-compostable-foodservice-ware-packet/

Hartsfield-Jackson Atlanta International Airport (HJAIA) sends more than 19,000 tons of waste to Georgia landfills each year. Food scraps are the single largest component of HJAIA waste, making up about one-third of this tonnage. HJAIA has a goal to divert 50% of its waste from landfill disposal by 2015. Composting food waste is essential to reach this goal, and switching to compostable food packaging will enable successful food residuals recovery. Continue reading

Featured Article, Resource filed under Biomaterials, Composting, Waste to Wealth | Written by admin | No Comments | Updated on Oct 11, 2012

Exemptions/Exclusions Added to Atlanta Airport Info Packet

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/atlanta-airport-exemptions-added/

The Sustainable Food Court Initiative (SFCI) Airport Pilot, Hartsfield-Jackson Atlanta International Airport, works closely with the SFCI Team to bring sustainable operating practices to their operations, especially regarding food waste. In early 2012 the Atlanta Airport made a bold statement in the new concessionaire contract, the largest foodservice contract executed in North America. Continue reading

Broadband

Overview

Access to the Internet is an essential infrastructure for any community that cares about economic development, quality of life, and educational opportunities. Unfortunately, most communities are presently dependent on a few unaccountable absentee corporations that act as gatekeepers to...

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Featured Article, ILSR Press Room, Resource filed under Broadband | Written by Lisa Gonzalez | No Comments | Updated on Apr 3, 2013

Broadband 101 Fact Sheet

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/ilsrreleases-new-broadband-101-fact-sheet-2/

ILSR’s fact sheet is a reliable quick reference guide for policymakers and citizens. As discussion about the telecommunications landscape expands, language about broadband abounds. In order to make informed decisions without stumbling over terminology, ILSR has assembled some basic facts about broadband. This fact sheet is a great reference for anyone who may take up… Continue reading

Featured Article, ILSR Press Room, Resource filed under Broadband | Written by Lisa Gonzalez | No Comments | Updated on Mar 6, 2013

“The Monopoly Magnate”

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/ilsr-launches-new-comic/

ILSR is following HB 282, restrictive legislation moving through the Georgia General Assembly. The bill would effectively end the ability for existing networks to expand. Communities considering investing in their own telecommunications networks would face almost insurmountable financial and practical hurdles. As the bill is heavily lobbied by incumbent telecom giants, local leaders make the… Continue reading

Featured Article, ILSR Press Room, Resource filed under Broadband | Written by Lisa Gonzalez | No Comments | Updated on Feb 4, 2013

Christopher Mitchell Interviewed For streets.mn Podcast

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/christopher-mitchell-interviewed-streets-mn-podcast/

Christopher Mitchell was recently interviewed by Bill Lindeke from streets.mn. Bill, a PhD Candidate in Geography, published the podcast as part of the streets.mn blog. He wanted to talk to Christopher about the work at the Institute for Local Self-Reliance. Bill discussed fiber optic infrastructure investment in the U.S. and touched on the Minneapolis City… Continue reading

Energy

Overview

Wind and sun are available everywhere, so renewable energy can be economically harnessed at small scales across the country. This nature of renewable energy, and the exponential increase of renewable energy generation, promises to decentralize the nation’s grid system. ...

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Featured Article filed under Energy | Written by John Farrell | 4 Comments | Updated on Feb 8, 2013

Germany Has More Solar Power Because Everyone Wins

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/germany-solar-power-wins/

Suddenly everyone knows about Germany’s solar power dominance because Fox Newsheads made an ass of themselves, suggesting that the country is a sunny, tropical paradise. Most media folks have figured out that there are some monster differences in policy (e.g. a feed-in tariff), but then latch on to the “Germans pay a lot extra” meme. … Continue reading

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Featured Article, Resource filed under Energy | Written by John Farrell | No Comments | Updated on May 3, 2013

5 Barriers to and Solutions for Community Renewable Energy

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/5-barriers-solutions-community-renewable-energy/

Community renewable energy has significant political and economic benefits, but is often hindered by five major barriers. Watch this vividly illustrated presentation to learn how communities can overcome the barriers and advance more local renewable energy. ILSR Senior Researcher John Farrell gave this presentation as part of a Sustainable Economies Law Center webinar on April… Continue reading

Featured Article, Resource filed under Energy | Written by John Farrell | No Comments | Updated on Feb 21, 2013

Steve Johnson: Episode 3 of Local Energy Rules Podcast

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/steve-johnson-episode-3-local-energy-rules-podcast/

In this edition of Local Energy Rules, John Farrell and Wade Underwood speak with Steve Johnson of Convergence Energy about a successful 660 kilowatt community solar project near Delavan, WI. The project required 33 separate LLCs to take advantage of the state’s net metering rules, and also used the limited-time federal cash grant program to… Continue reading

Independent Business

Overview

Over the last 25 years, a handful of giant retailers have grown to dominate the U.S. economy. ILSR challenges the wisdom of this market concentration. Through research and analysis, we have built a compelling case that places that are home to...

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Featured Article, Resource filed under Independent Business | Written by Stacy Mitchell | 15 Comments | Updated on Dec 1, 2012

How Walmart is Devouring the Food System (Infographic)

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/infographic-walmart-food/

Walmart now captures $1 of every $4 Americans spend on groceries. It’s on track to claim one-third of food sales within five years. Here’s a look at how Walmart has dramatically altered the food system — triggering massive consolidation, driving down prices to farmers, and leaving more families struggling to afford healthy food. Continue reading

Featured Article, ILSR Press Room, Resource filed under Independent Business | Written by Stacy Mitchell | No Comments | Updated on Feb 6, 2013

Survey Finds Independent Businesses Benefit from “Buy Local First” Campaigns, But Challenges Loom

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/2013-independent-business-survey/

ILSR’s annual survey has found that independent businesses experienced solid revenue growth in 2012, buoyed in part by “buy local first” initiatives. But the survey also documented challenges facing independent businesses, most notably an increase in “showrooming” and competition from online retailers, tax and subsidy policies that favor their big competitors, difficulty obtaining loans, and a customer base still reeling from the recession. Continue reading

The Public Good

Overview

At the founding of the American Republic the word “private” had pejorative connotations. Derived from the Latin word “privare”, private meant to divide or tear apart. A privateer was a pirate. The word “public” was an honorable adjective, often...

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Featured Article filed under The Public Good | Written by David Morris | No Comments | Updated on Feb 6, 2013

The End of the Post Office as a Public Institution?

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/post-office-public-institution/

“When the post office is closed, the flag comes down. When the human side of government closes its doors, we’re all in trouble.” Senator Jennings Randolph (West Virginia) 1958-85 For the post office the end game is on. This year the post office will close half its processing centers. By late spring a first… Continue reading

Featured Article filed under The Public Good | Written by David Morris | No Comments | Updated on May 13, 2013

Can We Save the Commons that is the Post Office?

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/save-commons-post-office/

For 225 years the U.S. Post Office has been the most admired and ubiquitous manifestation of government. From 1789 until the 1960s, the Cabinet level agency saw its mission not only to deliver the mail but to aggressively defend the public good. In the late 19th century when oligopolistic mail order delivery companies abused their… Continue reading

Featured Article filed under The Public Good | Written by David Morris | No Comments | Updated on May 11, 2013

Why Won’t Conservatives Let Communities Decide for Themselves?

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/conservatives-communities-decide-themselves/

In his 1996 State of the Union Address Democratic President Bill Clinton famously declared, “the era of big government is over.” And during his tenure he did everything he could to make that true–deregulating the telecommunications and the financial industry, enacting a free trade agreement severely restricting the authority of the federal government to protect… Continue reading

Waste to Wealth

Overview

ILSR's Waste to Wealth program helps communities across the country create policies and practices that address citizens' environmental concerns and economic needs. We help citizens fight the incinerators and landfills that pollute their air and water, and drive property...

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Our Projects

Featured Article filed under Stop Incineration, Waste to Wealth | Written by admin | No Comments | Updated on Apr 10, 2013

VICTORY against Maryland’s “Waste Portfolio Standard” — the Latest Creative Way to Prop Up Incinerators

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/victory-against-maryland-incinerator-bill/

What does an incinerator industry do when they can’t compete? Change the rules. Biomass and trash incinerators are the most expensive way to make energy, and trash incineration costs more than directly landfilling the waste. These industries survive to the extent that they can change the rules to get monopoly waste contracts, become ‘renewable’ energy in state mandates, or as we’re seeing in Maryland: worse. Continue reading

Featured Article filed under Waste to Wealth, Zero Waste & Economic Development | Written by Neil Seldman | No Comments | Updated on Jan 28, 2013

Decentralized Recycling Models for Cities: Berkeley and El Cerrito, CA

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/decentralized-recycling-models-cities-berkeley-el-cerrito-ca/

Berkeley, CA, and El Cerrito, CA, in the San Francisco Bay area are special examples of government, grassroots, and private business collaboration in recycling and reuse for the past 30 years. Below are comments on the decentralized model by one of its key advocates and activists, Dan Knapp. Dan is the founder of Urban Ore, which operates in both cities. Continue reading

Article filed under Independent Business

Homegrown Economics: In Boulder, Local Businesses Stay Ahead of the Chains

| Written by Stacy Mitchell | 1 Comment | Updated on Jul 1, 2002 The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/homegrown-economics-boulder-local-businesses-stay-ahead-chains/

A profile of the first Independent Business Alliance.

Plotting the overthrow of the franchised world, bookstore owner David Bolduc and political organizer Jeff Milchen strategize on how to preserve hometown businesses in Boulder, Colorado, and around the country.

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Overview

Free Checking is Rare at Big Banks, Common at Small

How State Banks Bring the Money Home

Overview

Atlanta Airport Launches Compostable Foodservice Ware Packet

Exemptions/Exclusions Added to Atlanta Airport Info Packet

Overview

Broadband 101 Fact Sheet

“The Monopoly Magnate”

Christopher Mitchell Interviewed For streets.mn Podcast

Overview

Germany Has More Solar Power Because Everyone Wins

5 Barriers to and Solutions for Community Renewable Energy

Steve Johnson: Episode 3 of Local Energy Rules Podcast

Overview

How Walmart is Devouring the Food System (Infographic)

Survey Finds Independent Businesses Benefit from “Buy Local First” Campaigns, But Challenges Loom

Overview

The End of the Post Office as a Public Institution?

Can We Save the Commons that is the Post Office?

Why Won’t Conservatives Let Communities Decide for Themselves?

Overview

Our Projects

VICTORY against Maryland’s “Waste Portfolio Standard” — the Latest Creative Way to Prop Up Incinerators

Decentralized Recycling Models for Cities: Berkeley and El Cerrito, CA

Strengthening communities for more than 35 years!

About the Independent Business Initiative

Independent Business

Homegrown Economics: In Boulder, Local Businesses Stay Ahead of the Chains

Thank you for your interest in ILSR