Rule
filed under
Independent Business
| Written by
admin
|
| Updated on
May 10, 2010
The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/rule/financing-local-businesses/3005-2/
Since it was created 2004, the Pennsylvania Fresh Food Financing Initiative (FFFI) has financed 84 grocery stores in underserved urban and rural communities across the state. Almost all of these stores are independent, locally owned businesses. They range from small greengrocers to natural foods cooperatives to large, full-service supermarkets. Continue reading
Rule
filed under
Independent Business
| Written by
admin
|
| Updated on
May 10, 2010
The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/rule/financing-local-businesses/sba-loan-guarantees/
The U.S. Small Business Administration guarantees the value of loans made by banks to small businesses that fall just shy of qualifying for conventional loans. These guarantees allow banks to absorb more risk and thus to make loans to a much larger number of small businesses than they would otherwise be able to. While SBA-backed loans constitute only about 8 percent of overall small business lending, they account for 40 percent of long-term loans and thereby provide a critically important source of patient capital for growing small businesses.
Continue reading
Article
filed under
Independent Business
| Written by
Stacy Mitchell
|
| Updated on
May 6, 2010
The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/miles-driven-shopping-continues-climb-pace-slows/
While the number of miles logged going to work, social events, and other activities declined over the last decade, the number of miles families drive for shopping each year continued climb. Continue reading
Article
filed under
Banking, Independent Business
| Written by
Stacy Mitchell
|
| Updated on
Apr 19, 2010
The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/bank-local-indie-businesses-embrace-move-your-money/
Across the country, independent business groups that have been urging people to "buy local" are now making "bank local" an increasingly prominent part of their message, bringing new grassroots visibility and organizational infrastructure to the Move Your Money movement. Continue reading
Rule
filed under
Independent Business
| Written by
admin
|
| Updated on
Mar 12, 2010
The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/rule/internet-sales-tax-fairness/2970-2/
Colorado’s notification law was repealed shortly after its enactment on the grounds that the state reporting requirement imposed an excessive burden on out-of-state sellers. Similar laws that require online retailers to notifying customers of their tax liability, but do not have a state reporting requirement, have been adopted in Oklahoma and South Dakota. Continue reading
Article
filed under
Independent Business
| Written by
Stacy Mitchell
|
| Updated on
Mar 5, 2010
The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/putting-walmarts-green-moves-context/
What journalists and even environmentalists so often fail to do in reporting on Walmart’s sustainability announcements is to provide context. Continue reading
Article
filed under
Banking, Independent Business
| Written by
Stacy Mitchell
|
| Updated on
Feb 10, 2010
The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/banks-and-small-business-lending/
Although small and mid-sized banks control only 22 percent of all bank assets, they account for 54 percent of small business lending. Big banks, meanwhile, allocate relatively little of their resources to small businesses. The largest 20 banks, which now command 57 percent of all bank assets, devote only 18 percent of their commercial loan portfolios to small business. Continue reading
Article
filed under
Independent Business
| Written by
Stacy Mitchell
|
| Updated on
Feb 1, 2010
The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/why-does-congress-want-me-shun-my-local-bookstore-and-shop-online-instead/
By exempting internet retailers like Amazon.com from collecting sales taxes, lawmakers provide a substantial financial incentive for people to bypass local businesses and shop online instead. Continue reading
Article, ILSR Press Room
filed under
Independent Business
| Written by
Stacy Mitchell
|
| Updated on
Jan 14, 2010
The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/holiday-sales-increase-independent-businesses-national-survey-finds/
More holiday shoppers deliberately sought out locally owned businesses this year, according to a national survey of more than 1,800 independent businesses. Continue reading
