Featured Article filed under Banking | Written by Stacy Mitchell | No Comments | Updated on Nov 27, 2012 Free Checking is Rare at Big Banks, Common at Small The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/free-checking-rare-big-banks-common-small/ While just 24 percent of big banks offer totally free checking, more than 60 percent of credit unions and small banks do, according to a new report from the U.S. Public Interest Research Group. The report also found that credit unions and small banks have lower fees on average and do a better job of disclosing fees to prospective customers. Continue reading
Featured Article filed under Banking, Independent Business | Written by Stacy Mitchell | 5 Comments | Updated on Oct 17, 2012 Too Big to Lend The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/big-lend/ A critical function of our banking system is financing small businesses. But big banks are doing a rotten job of it. At the nation’s largest banks, small business lending has plunged 33% since 2009. Trying to cajole or compel them to do more won’t make much difference because the problem is largely inherent to their scale. Continue reading
Featured Article, ILSR Press Room filed under Banking | Written by Stacy Mitchell | No Comments | Updated on Apr 1, 2012 Banking For the Rest of Us The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/banking-for-the-rest-of-us/ In this cover story for Sojourners Magazine, Stacy Mitchell writes that there is remarkably little evidence to support the idea that bigger banks are superior. They have come to dominate, not because they are more efficient or offer better services, but because they have rigged government policy in their own favor. It’s time for a new set of rules—banking policies for the 99 percent. Continue reading
Featured Article, Resource filed under Biomaterials, Composting, Waste to Wealth | Written by admin | No Comments | Updated on Oct 11, 2012 Exemptions/Exclusions Added to Atlanta Airport Info Packet The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/atlanta-airport-exemptions-added/ The Sustainable Food Court Initiative (SFCI) Airport Pilot, Hartsfield-Jackson Atlanta International Airport, works closely with the SFCI Team to bring sustainable operating practices to their operations, especially regarding food waste. In early 2012 the Atlanta Airport made a bold statement in the new concessionaire contract, the largest foodservice contract executed in North America. Continue reading
Featured Article, Resource filed under Biomaterials, Composting, Waste to Wealth | Written by Brenda Platt | No Comments | Updated on Jul 30, 2012 Atlanta Airport Launches Compostable Foodservice Ware Packet The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/atlanta-airport-launches-compostable-foodservice-ware-packet/ Hartsfield-Jackson Atlanta International Airport (HJAIA) sends more than 19,000 tons of waste to Georgia landfills each year. Food scraps are the single largest component of HJAIA waste, making up about one-third of this tonnage. HJAIA has a goal to divert 50% of its waste from landfill disposal by 2015. Composting food waste is essential to reach this goal, and switching to compostable food packaging will enable successful food residuals recovery. Continue reading
Featured Article, ILSR Press Room, Resource filed under Broadband | Written by Lisa Gonzalez | No Comments | Updated on Apr 3, 2013 Broadband 101 Fact Sheet The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/ilsrreleases-new-broadband-101-fact-sheet-2/ ILSR’s fact sheet is a reliable quick reference guide for policymakers and citizens. As discussion about the telecommunications landscape expands, language about broadband abounds. In order to make informed decisions without stumbling over terminology, ILSR has assembled some basic facts about broadband. This fact sheet is a great reference for anyone who may take up… Continue reading
Featured Article, ILSR Press Room, Resource filed under Broadband | Written by Lisa Gonzalez | No Comments | Updated on Feb 4, 2013 Christopher Mitchell Interviewed For streets.mn Podcast The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/christopher-mitchell-interviewed-streets-mn-podcast/ Christopher Mitchell was recently interviewed by Bill Lindeke from streets.mn. Bill, a PhD Candidate in Geography, published the podcast as part of the streets.mn blog. He wanted to talk to Christopher about the work at the Institute for Local Self-Reliance. Bill discussed fiber optic infrastructure investment in the U.S. and touched on the Minneapolis City… Continue reading
Featured Article, ILSR Press Room, Resource filed under Broadband | Written by Lisa Gonzalez | No Comments | Updated on Apr 22, 2013 Community Networks Gaining Traction Nationwide The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/community-networks-gaining-traction/ Christopher Mitchell, Director of the Telecommunications as Commons Initiative has been spending many hours on the road these days. Why? Interest in publicly owned broadband networks continues to grow as communities search for savings, economic development, and connectivity on the local level and more organizations seek out Chris’ expertise. From policy to implementation, ILSR continues to… Continue reading
Featured Article, Resource filed under Energy | Written by John Farrell | No Comments | Updated on Feb 21, 2013 Steve Johnson: Episode 3 of Local Energy Rules Podcast The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/steve-johnson-episode-3-local-energy-rules-podcast/ In this edition of Local Energy Rules, John Farrell and Wade Underwood speak with Steve Johnson of Convergence Energy about a successful 660 kilowatt community solar project near Delavan, WI. The project required 33 separate LLCs to take advantage of the state’s net metering rules, and also used the limited-time federal cash grant program to… Continue reading
Featured Article, Resource filed under Energy | Written by John Farrell | No Comments | Updated on May 3, 2013 5 Barriers to and Solutions for Community Renewable Energy The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/5-barriers-solutions-community-renewable-energy/ Community renewable energy has significant political and economic benefits, but is often hindered by five major barriers. Watch this vividly illustrated presentation to learn how communities can overcome the barriers and advance more local renewable energy. ILSR Senior Researcher John Farrell gave this presentation as part of a Sustainable Economies Law Center webinar on April… Continue reading
Featured Article, Resource filed under Energy | Written by John Farrell | No Comments | Updated on Feb 19, 2013 How a City Can Get More Clean, Local Energy The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/city-clean-local-energy/ Like many cities attempting to solve climate change at a local level, Minneapolis is finding the prospect more challenging that it may have imagined. The lion’s share of emissions (two-thirds in the case of Minneapolis) come from electricity and gas sold by two monopoly, corporate utilities. Minnesota’s state-level policy is helping: a renewable energy standard… Continue reading
Featured Article, ILSR Press Room, Resource filed under Independent Business | Written by Stacy Mitchell | No Comments | Updated on Feb 6, 2013 Survey Finds Independent Businesses Benefit from “Buy Local First” Campaigns, But Challenges Loom The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/2013-independent-business-survey/ ILSR’s annual survey has found that independent businesses experienced solid revenue growth in 2012, buoyed in part by “buy local first” initiatives. But the survey also documented challenges facing independent businesses, most notably an increase in “showrooming” and competition from online retailers, tax and subsidy policies that favor their big competitors, difficulty obtaining loans, and a customer base still reeling from the recession. Continue reading
Featured Article filed under Independent Business | Written by Stacy Mitchell | No Comments | Updated on Mar 27, 2013 Why Walmart’s Death Grip on Our Food System Is Intensifying Poverty The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/walmarts-death-grip-food-system-intensifying-poverty/ When Michelle Obama visited a Walmart in Springfield, Missouri, a few weeks ago to praise the company’s efforts to sell healthier food, she did not say why she chose a store in Springfield of all cities. But, in ways that Obama surely did not intend, it was a fitting choice. This Midwestern city provides a chilling look at where Walmart wants to take our food system. Continue reading
Featured Article filed under Independent Business | Written by Stacy Mitchell | No Comments | Updated on Apr 26, 2013 Locally owned businesses can help communities thrive — and survive climate change The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/locally-owned-businesses-communities-thrive-survive-climate-change/ Cities where small, locally owned businesses account for a relatively large share of the economy have stronger social networks, more engaged citizens, and better success solving problems, according to several recently published studies. Continue reading
Featured Article filed under The Public Good | Written by David Morris | No Comments | Updated on Feb 6, 2013 The End of the Post Office as a Public Institution? The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/post-office-public-institution/ “When the post office is closed, the flag comes down. When the human side of government closes its doors, we’re all in trouble.” Senator Jennings Randolph (West Virginia) 1958-85 For the post office the end game is on. This year the post office will close half its processing centers. By late spring a first… Continue reading
Featured Article filed under The Public Good | Written by David Morris | No Comments | Updated on May 13, 2013 Can We Save the Commons that is the Post Office? The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/save-commons-post-office/ For 225 years the U.S. Post Office has been the most admired and ubiquitous manifestation of government. From 1789 until the 1960s, the Cabinet level agency saw its mission not only to deliver the mail but to aggressively defend the public good. In the late 19th century when oligopolistic mail order delivery companies abused their… Continue reading
Featured Article filed under The Public Good | Written by David Morris | No Comments | Updated on Jan 4, 2013 Who Should Pay the Costs of Climate Disasters? The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/pay-costs-climate-disasters/ Who should pay the costs of climate disasters? In light of the current debate in the United States about federal assistance to Hurricane Sandy victims and the recent debate at the recent Doha Climate Conference about international assistance for climate change victims, that has become an increasingly pressing question for humankind. The frequency and cost… Continue reading
Featured Article filed under Waste to Wealth, Zero Waste & Economic Development | Written by Neil Seldman | No Comments | Updated on Jan 28, 2013 Decentralized Recycling Models for Cities: Berkeley and El Cerrito, CA The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/decentralized-recycling-models-cities-berkeley-el-cerrito-ca/ Berkeley, CA, and El Cerrito, CA, in the San Francisco Bay area are special examples of government, grassroots, and private business collaboration in recycling and reuse for the past 30 years. Below are comments on the decentralized model by one of its key advocates and activists, Dan Knapp. Dan is the founder of Urban Ore, which operates in both cities. Continue reading
Featured Article filed under Waste to Wealth, Zero Waste & Economic Development | Written by admin | No Comments | Updated on Jan 21, 2013 New Mexico Recycling Industry Poised to Add 5,000 Jobs The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/nm-recycling-industry-poised-add-5000-jobs/ A new report released by the New Mexico Recycling Coalition (NMRC) details the estimated number of jobs in the recycling industry and predicts how many jobs could be gained through increased recycling activities. It is estimated that close to 5,000 new direct, indirect and induced jobs will be created in New Mexico when the state recycling rate reaches 34%. Continue reading