Overview

The financial crisis and its economic aftershocks have spawned the first serious examination of the structure of our current banking system and the public policies that have fueled consolidation over the last 30 years and untethered financial institutions from their communities.

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Featured Article filed under Banking | Written by Stacy Mitchell | No Comments | Updated on Nov 27, 2012

Free Checking is Rare at Big Banks, Common at Small

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/free-checking-rare-big-banks-common-small/

While just 24 percent of big banks offer totally free checking, more than 60 percent of credit unions and small banks do, according to a new report from the U.S. Public Interest Research Group. The report also found that credit unions and small banks have lower fees on average and do a better job of disclosing fees to prospective customers. Continue reading

Featured Article filed under Banking, Independent Business | Written by Stacy Mitchell | 6 Comments | Updated on Oct 17, 2012

Too Big to Lend

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/big-lend/

A critical function of our banking system is financing small businesses. But big banks are doing a rotten job of it. At the nation’s largest banks, small business lending has plunged 33% since 2009. Trying to cajole or compel them to do more won’t make much difference because the problem is largely inherent to their scale. Continue reading

Featured Article filed under Banking | Written by Stacy Mitchell | 1 Comment | Updated on Sep 15, 2011

How State Banks Bring the Money Home

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/how-state-banks-bring-money-home/

One of the most significant consequences of the consolidation of banking over the last decade is how much it has hindered the economy’s ability to create jobs. There’s no single solution to this problem, but one of the most promising strategies involves creating state-owned banks that can bolster the lending capacity of local banks, helping them grow and multiply. Continue reading

Biomaterials

Overview

In 1992, ILSR’s work on plant derived plastics and other materials led to our co-hosting the first International Workshop on Biodegradability. The concept of a Carbohydrate Economy – one that uses plant-based chemicals to replace petro-chemicals – was born...

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Featured Article, Resource filed under Biomaterials, Composting, Waste to Wealth | Written by Brenda Platt | No Comments | Updated on Jul 30, 2012

Atlanta Airport Launches Compostable Foodservice Ware Packet

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/atlanta-airport-launches-compostable-foodservice-ware-packet/

Hartsfield-Jackson Atlanta International Airport (HJAIA) sends more than 19,000 tons of waste to Georgia landfills each year. Food scraps are the single largest component of HJAIA waste, making up about one-third of this tonnage. HJAIA has a goal to divert 50% of its waste from landfill disposal by 2015. Composting food waste is essential to reach this goal, and switching to compostable food packaging will enable successful food residuals recovery. Continue reading

Featured Article, Resource filed under Biomaterials, Composting, Waste to Wealth | Written by admin | No Comments | Updated on Oct 11, 2012

Exemptions/Exclusions Added to Atlanta Airport Info Packet

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/atlanta-airport-exemptions-added/

The Sustainable Food Court Initiative (SFCI) Airport Pilot, Hartsfield-Jackson Atlanta International Airport, works closely with the SFCI Team to bring sustainable operating practices to their operations, especially regarding food waste. In early 2012 the Atlanta Airport made a bold statement in the new concessionaire contract, the largest foodservice contract executed in North America. Continue reading

Broadband

Overview

Access to the Internet is an essential infrastructure for any community that cares about economic development, quality of life, and educational opportunities. Unfortunately, most communities are presently dependent on a few unaccountable absentee corporations that act as gatekeepers to...

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Featured Article, ILSR Press Room, Resource filed under Broadband | Written by Lisa Gonzalez | No Comments | Updated on Jun 17, 2013

Wireless Internet 101 Fact Sheet

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/wireless-internet-101-fact-sheet/

ILSR’s Wireless Internet 101 fact sheet provides quick information on wireless technologies and policy. Most of us take wireless for granted. We use it every day but we have very little understanding of how it works, its limitations, or how it is managed. This fact sheet offers answers to questions many of us ask at… Continue reading

Featured Article, ILSR Press Room, Resource filed under Broadband | Written by Lisa Gonzalez | No Comments | Updated on Mar 6, 2013

“The Monopoly Magnate”

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/ilsr-launches-new-comic/

ILSR is following HB 282, restrictive legislation moving through the Georgia General Assembly. The bill would effectively end the ability for existing networks to expand. Communities considering investing in their own telecommunications networks would face almost insurmountable financial and practical hurdles. As the bill is heavily lobbied by incumbent telecom giants, local leaders make the… Continue reading

accusation-of-corruption-in-favor-of-time-warner-cable-in-north-carolina-general-assembly

Featured Article, Resource filed under Broadband | Written by Lisa Gonzalez | No Comments | Updated on Jun 12, 2013

North Carolina Legislator Accused of Favoring Time Warner Cable

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/accusation-corruption-favor-time-warner-cable-north-carolina-general-assembly/

Accusations of special treatment for Time Warner Cable found their way into floor debate at the North Carolina General Assembly and it was no surprise to ILSR staff. Republican legislator and former Committee Chair Robert Brawley shared a revealing letter he wrote to Speaker Thom Tillis questioning his relationship with Time Warner Cable. ILSR covered… Continue reading

Energy

Overview

Wind and sun are available everywhere, so renewable energy can be economically harnessed at small scales across the country. This nature of renewable energy, and the exponential increase of renewable energy generation, promises to decentralize the nation’s grid system. ...

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Featured Article, Resource filed under Energy | Written by John Farrell | No Comments | Updated on May 20, 2013

Expect Delays: Reviewing Ontario’s “Buy Local” Renewable Energy Program

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/expect-delays-reviewing-ontarios-buy-local-renewable-energy-program/

Launched in 2009, Ontario’s “buy local” Feed-In Tariff (FIT) program promised to deliver hundreds of megawatts of new renewable energy and create 50,000 new jobs by the end of 2012. The program has had some notable achievements, and the province has worked hard to remedy some of the remaining roadblocks to success. The bottom line… Continue reading

Featured Article filed under Energy | Written by John Farrell | 1 Comment | Updated on Apr 17, 2013

Proposed Solar Standard is Cheap Compared to Minnesota Utilities’ Rate Increases

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/proposed-solar-standard-cheap-compared-minnesota-utilities-rate-increases/

If you’re a state legislator in Minnesota, here are a few grains of salt to season the message you’ve been getting from electric utilities about the proposed solar energy standard. The bill (HF956/SF901) requires most utilities to get 4% of their energy from solar by 2025 and offers a standard, fixed-price contract to distributed solar energy… Continue reading

Featured Article, Resource filed under Energy | Written by John Farrell | No Comments | Updated on Feb 19, 2013

How a City Can Get More Clean, Local Energy

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/city-clean-local-energy/

Like many cities attempting to solve climate change at a local level, Minneapolis is finding the prospect more challenging that it may have imagined. The lion’s share of emissions (two-thirds in the case of Minneapolis) come from electricity and gas sold by two monopoly, corporate utilities. Minnesota’s state-level policy is helping: a renewable energy standard… Continue reading

Independent Business

Overview

Over the last 25 years, a handful of giant retailers have grown to dominate the U.S. economy. ILSR challenges the wisdom of this market concentration. Through research and analysis, we have built a compelling case that places that are home to...

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Featured Article, Resource filed under Independent Business | Written by Stacy Mitchell | 15 Comments | Updated on Dec 1, 2012

How Walmart is Devouring the Food System (Infographic)

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/infographic-walmart-food/

Walmart now captures $1 of every $4 Americans spend on groceries. It’s on track to claim one-third of food sales within five years. Here’s a look at how Walmart has dramatically altered the food system — triggering massive consolidation, driving down prices to farmers, and leaving more families struggling to afford healthy food. Continue reading

Featured Article, Resource filed under Independent Business | Written by Stacy Mitchell | 9 Comments | Updated on Dec 1, 2012

Why We Can’t Shop Our Way to a Better Economy: Stacy Mitchell’s TEDx Talk

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/ted/

In this TEDx talk, delivered on October 20, 2012 at TEDxDirigo‘s Villages conference at Bates College in Lewiston, Maine, conference, ILSR Senior Researcher Stacy Mitchell argues for a new phase in the local economy movement. She notes that there’s been a resurgence of support for small farms, local businesses, and community banks, but argues: “As remarkable… Continue reading

Featured Article filed under Independent Business | Written by Stacy Mitchell | No Comments | Updated on May 13, 2013

After 20 Years, Congress May Finally Pass Internet Sales Tax. Is it Too Late?

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/20-years-congress-finally-pass-internet-sales-tax-late/

Not having to charge sales tax fueled Amazon’s growth for nearly 20 years. While it’s impossible not to see the company as a horse that’s already out the barn door, there’s still good reason to believe that the Marketplace Fairness Act will slow Amazon’s consolidation of retailing and provide benefit to independent businesses. Continue reading

The Public Good

Overview

At the founding of the American Republic the word “private” had pejorative connotations. Derived from the Latin word “privare”, private meant to divide or tear apart. A privateer was a pirate. The word “public” was an honorable adjective, often...

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Featured Article filed under The Public Good | Written by David Morris | No Comments | Updated on May 13, 2013

Can We Save the Commons that is the Post Office?

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/save-commons-post-office/

For 225 years the U.S. Post Office has been the most admired and ubiquitous manifestation of government. From 1789 until the 1960s, the Cabinet level agency saw its mission not only to deliver the mail but to aggressively defend the public good. In the late 19th century when oligopolistic mail order delivery companies abused their… Continue reading

Featured Article filed under The Public Good | Written by David Morris | No Comments | Updated on May 11, 2013

Why Won’t Conservatives Let Communities Decide for Themselves?

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/conservatives-communities-decide-themselves/

In his 1996 State of the Union Address Democratic President Bill Clinton famously declared, “the era of big government is over.” And during his tenure he did everything he could to make that true–deregulating the telecommunications and the financial industry, enacting a free trade agreement severely restricting the authority of the federal government to protect… Continue reading

Featured Article filed under The Public Good | Written by David Morris | No Comments | Updated on Feb 6, 2013

The End of the Post Office as a Public Institution?

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/post-office-public-institution/

“When the post office is closed, the flag comes down. When the human side of government closes its doors, we’re all in trouble.” Senator Jennings Randolph (West Virginia) 1958-85 For the post office the end game is on. This year the post office will close half its processing centers. By late spring a first… Continue reading

Waste to Wealth

Overview

ILSR's Waste to Wealth program helps communities across the country create policies and practices that address citizens' environmental concerns and economic needs. We help citizens fight the incinerators and landfills that pollute their air and water, and drive property...

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Our Projects

Featured Article, Resource filed under Deconstruction, Waste to Wealth, Zero Waste & Economic Development | Written by Lisa Gonzalez | No Comments | Updated on Mar 12, 2013

Whatcha Workin’ On, Neil Seldman? Podcast Episode 3

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/whatcha-workin-on-neal-seldman-podcast-episode-3/

Welcome to our third episode of the Whatcha Workin’ On? podcast. Lisa Gonzalez interviews Neil Seldman, Ph.D., President of ILSR and the heart and soul of our Waste to Wealth Initiative. Neil tells us about the program and describes the many concurrent projects he is handling. Dr. Seldman also outlines some upcoming work for the… Continue reading

Featured Article filed under Composting, Waste to Wealth | Written by Brenda Platt | No Comments | Updated on Feb 5, 2013

MD Seminar on Compost BMPs for Watershed Protection

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/md-seminar-compost-bmps-watershed-protection/

Tools exist that can remove up to 96% of stormwater pollutants. Are you interested? Attend this FREE seminar on March 5, 2013, to learn how compost-based BMPs can dramatically reduce sediment and targeted pollutants entering the Chesapeake Bay. ILSR has partnered with local watershed and organizations to sponsor this event. Scientists from Filtrexx International and… Continue reading

Viewing the charts tag archive

Overview

Free Checking is Rare at Big Banks, Common at Small

How State Banks Bring the Money Home

Overview

Atlanta Airport Launches Compostable Foodservice Ware Packet

Exemptions/Exclusions Added to Atlanta Airport Info Packet

Overview

Wireless Internet 101 Fact Sheet

“The Monopoly Magnate”

North Carolina Legislator Accused of Favoring Time Warner Cable

Overview

Expect Delays: Reviewing Ontario’s “Buy Local” Renewable Energy Program

Proposed Solar Standard is Cheap Compared to Minnesota Utilities’ Rate Increases

How a City Can Get More Clean, Local Energy

Overview

How Walmart is Devouring the Food System (Infographic)

Why We Can’t Shop Our Way to a Better Economy: Stacy Mitchell’s TEDx Talk

After 20 Years, Congress May Finally Pass Internet Sales Tax. Is it Too Late?

Overview

Can We Save the Commons that is the Post Office?

Why Won’t Conservatives Let Communities Decide for Themselves?

The End of the Post Office as a Public Institution?

Overview

Our Projects

Whatcha Workin’ On, Neil Seldman? Podcast Episode 3

MD Seminar on Compost BMPs for Watershed Protection

Strengthening communities for more than 35 years!

Viewing the charts tag archive

Thank you for your interest in ILSR