Featured
Article
filed under
Banking
| Written by
Stacy Mitchell
|
| Updated on
Nov 27, 2012
The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/free-checking-rare-big-banks-common-small/
While just 24 percent of big banks offer totally free checking, more than 60 percent of credit unions and small banks do, according to a new report from the U.S. Public Interest Research Group. The report also found that credit unions and small banks have lower fees on average and do a better job of disclosing fees to prospective customers. Continue reading
Featured
Article, ILSR Press Room
filed under
Banking
| Written by
Stacy Mitchell
|
| Updated on
Apr 1, 2012
The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/banking-for-the-rest-of-us/
In this cover story for Sojourners Magazine, Stacy Mitchell writes that there is remarkably little evidence to support the idea that bigger banks are superior. They have come to dominate, not because they are more efficient or offer better services, but because they have rigged government policy in their own favor. It’s time for a new set of rules—banking policies for the 99 percent. Continue reading
Resource
filed under
Banking
| Written by
Stacy Mitchell
|
| Updated on
Jun 30, 2010
The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/seven-simple-steps-move-your-checking-account/
This guide will walk you through the steps of moving your bank account. You can download this a flyer to distribute in your community. Continue reading
Resource
filed under
Banking
| Written by
Stacy Mitchell
|
| Updated on
Jun 30, 2010
The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/top-5-reasons-choose-community-bank-or-credit-union/
Here are the most compelling reasons to move your money to a locally owned bank or credit union. You can download this as flyer to distribute in your community. Continue reading
Article
filed under
Banking
| Written by
Stacy Mitchell
|
| Updated on
Jun 22, 2010
The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/credit-unions-hang-tough-see-surge-deposits/
In the perilous aftermath of one of the worst financial disasters in U.S. history, one might expect credit unions — which, after all, are mostly tiny by the standards of the banking industry and operated on a cooperative, not-for-profit basis — to be struggling. But data from the last 18 months show that the country’s 7,600 credit unions are in fact outperforming big banks and rapidly expanding their market share. Continue reading
Featured
Resource
filed under
Banking
| Written by
Stacy Mitchell
|
| Updated on
Apr 19, 2010
The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/resources-starting-local-banking-campaign-your-community/
Is your community organization or local business alliance thinking about launching a public education campaign to encourage people to move their accounts to locally owned banks and credit unions? We have a range of resources to assist you, including help with definitions and identifying local banks, sample flyers, graphs and background articles, examples of local banking campaign materials from around the country, and more. Continue reading
Rule
filed under
Banking, The Public Good
| Written by
admin
|
| Updated on
Mar 9, 2008
The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/rule/credit-unions/
Credit unions are not-for-profit, tax-exempt financial institutions that are cooperatively owned by their depositors. The United States is home to 7,600 credit unions, which collectively hold 10 percent of domestic deposits (here’s an industry breakdown) and have more than 90 million members (as of April 2010). Most of these institutions are very small. Fifty percent… Continue reading
Resource
filed under
Banking
| Written by
admin
|
| Updated on
Nov 5, 1999
The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/new-rules-journal-fall-1999/
Feature Stories:
Deep Pockets or Open Hans: Credit Unions Struggle Over Size — Hogging the Market — Got (Local) Milk — A Case of the Good Stuff Continue reading
