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Article filed under Broadband | Written by Lisa Gonzalez | No Comments | Updated on May 4, 2012

10,000 Square Miles of Connections in North Dakota

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.muninetworks.org/content/10000-square-miles-connections-north-dakota

According to the 2010 Census, North Dakota is 48th in population in the country and the 17th most expansive. Such a geography is not appealing to any entity, commercial or otherwise, who might consider building fiber-to-the-home in North Dakota. There are more populated cities, as in all states, but human density in North Dakota is… Continue reading

Home of the Economy
Featured Article filed under Banking | Written by Stacy Mitchell | 1 Comment | Updated on Sep 15, 2011

How State Banks Bring the Money Home

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/how-state-banks-bring-money-home/

One of the most significant consequences of the consolidation of banking over the last decade is how much it has hindered the economy’s ability to create jobs. There’s no single solution to this problem, but one of the most promising strategies involves creating state-owned banks that can bolster the lending capacity of local banks, helping them grow and multiply. Continue reading

Rule filed under Banking, The Public Good | Written by admin | 1 Comment | Updated on May 5, 2011

Bank of North Dakota

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/rule/bank-of-north-dakota-2/

North Dakota is the only state so far that has established a publicly owned bank. Founded in 1919, the Bank of North Dakota has a mission to “promote agriculture, commerce, and industry” and “be helpful to and assist in the development of… financial institutions… within the State.” BND functions primarily as a “banker’s bank” by providing loan participation and other support to local banks. Thanks in large part to BND, community banks are much more robust in North Dakota than in other states. North Dakota has 35 percent more banks per capita than South Dakota, and four times as many as the national average. While locally owned small and mid-sized banks account for only 30 percent of deposits nationally, in North Dakota they have 72 percent of the market. Continue reading

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Featured Article filed under Banking | Written by Stacy Mitchell | No Comments | Updated on Jul 14, 2010

Taking Financial Reform into Our Own Hands

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/taking-financial-reform-our-own-hands/

How do we change course and revive a banking system that is more local and responsive to the needs of communities? Continue reading

Article filed under Independent Business | Written by Justin Dahlheimer | No Comments | Updated on Aug 14, 2009

A Walgreens without a pharmacy…what gives?

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/walgreens-without-pharmacywhat-gives/

A recently opened Walgreens in Fargo, North Dakota, is not filling prescriptions.  Corporate greed, not state law, is preventing the retailer from putting a pharmacy in the store. Continue reading

Rule filed under Independent Business | Written by admin | 1 Comment | Updated on Jun 11, 2009

Pharmacy Ownership Law — North Dakota

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/rule/pharmacy-ownership-laws/2832-2/

Enacted in 1963, North Dakota’s Pharmacy Ownership Law stipulates that only pharmacies that are majority owned by a licensed pharmacist may be granted a permit to operate in the state. Research on the law’s impact shows that North Dakota has more pharmacies dispersed across rural areas than other states, has among the lowest prescription drug prices in the country, and reaps significant economic benefits from the fact that most of its pharmacies are locally owned. Continue reading

Article filed under Independent Business | Written by Justin Dahlheimer | No Comments | Updated on Jan 26, 2009

The Benefits of North Dakota’s Pharmacy Ownership Law

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/benefits-north-dakotas-pharmacy-ownership-law/

A new report by the Institute for Local Self-Reliance (ILSR) concludes that repealing North Dakota’s Pharmacy Ownership Law would cost the state millions of dollars in annual economic activity and tax revenue, dramatically reduce the number of pharmacies serving rural areas, and degrade the overall quality of pharmacy services in the state. Continue reading

ILSR Press Room filed under Independent Business | Written by Justin Dahlheimer | No Comments | Updated on Jan 26, 2009

North Dakota’s Pharmacy Ownership Law Pays Back

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/north-dakota-pharmacy-ownership-release/

For Immediate Release PRESS RELEASE CONTACT: Justin Dahlheimer Tel. 612-276-3456 Email: jdahlheimer@ilsr.org Minneapolis, Minn. – (January 26, 2009). A new report by the Institute for Local Self-Reliance (ILSR) concludes that repealing North Dakota’s Pharmacy Ownership Law would cost the state millions of dollars in annual economic activity and tax revenue, dramatically reduce the number of… Continue reading

pharmacy-ND
Resource filed under Independent Business | Written by Justin Dahlheimer | No Comments | Updated on Jan 26, 2009

The Benefits of North Dakota’s Pharmacy Ownership Law

The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/benefits-north-dakotas-pharmacy-ownership-law-2/

A unique law in North Dakota requires that pharmacies be owned by pharmacists, which means that almost all pharmacies in the state are independently owned. This report finds that, thanks to the law, North Dakota outperforms other states on key measures of pharmacy service, including the number of pharmacies serving rural areas and average prescription prices. Continue reading