Featured Article filed under Banking | Written by Stacy Mitchell | No Comments | Updated on Nov 27, 2012 Free Checking is Rare at Big Banks, Common at Small The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/free-checking-rare-big-banks-common-small/ While just 24 percent of big banks offer totally free checking, more than 60 percent of credit unions and small banks do, according to a new report from the U.S. Public Interest Research Group. The report also found that credit unions and small banks have lower fees on average and do a better job of disclosing fees to prospective customers. Continue reading
Featured Article filed under Banking, Independent Business | Written by Stacy Mitchell | 5 Comments | Updated on Oct 17, 2012 Too Big to Lend The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/big-lend/ A critical function of our banking system is financing small businesses. But big banks are doing a rotten job of it. At the nation’s largest banks, small business lending has plunged 33% since 2009. Trying to cajole or compel them to do more won’t make much difference because the problem is largely inherent to their scale. Continue reading
Featured Article filed under Banking | Written by Stacy Mitchell | 1 Comment | Updated on Mar 18, 2011 Why Republicans Hate Warren’s CFPB But Love Another Bank Regulator The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/why-republicans-hate-warrens-cfpb-love-another-bank-regulator/ What’s really at issue in the fight over the CFPB is not how the agency is structured or how much power it will have, but whose interests it serves. Continue reading
Featured Article, Resource filed under Biomaterials, Composting, Waste to Wealth | Written by Brenda Platt | No Comments | Updated on Jul 30, 2012 Atlanta Airport Launches Compostable Foodservice Ware Packet The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/atlanta-airport-launches-compostable-foodservice-ware-packet/ Hartsfield-Jackson Atlanta International Airport (HJAIA) sends more than 19,000 tons of waste to Georgia landfills each year. Food scraps are the single largest component of HJAIA waste, making up about one-third of this tonnage. HJAIA has a goal to divert 50% of its waste from landfill disposal by 2015. Composting food waste is essential to reach this goal, and switching to compostable food packaging will enable successful food residuals recovery. Continue reading
Featured Article, Resource filed under Biomaterials, Composting, Waste to Wealth | Written by admin | No Comments | Updated on Oct 11, 2012 Exemptions/Exclusions Added to Atlanta Airport Info Packet The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/atlanta-airport-exemptions-added/ The Sustainable Food Court Initiative (SFCI) Airport Pilot, Hartsfield-Jackson Atlanta International Airport, works closely with the SFCI Team to bring sustainable operating practices to their operations, especially regarding food waste. In early 2012 the Atlanta Airport made a bold statement in the new concessionaire contract, the largest foodservice contract executed in North America. Continue reading
Featured Article, ILSR Press Room, Resource filed under Broadband | Written by Lisa Gonzalez | No Comments | Updated on Apr 22, 2013 Community Networks Gaining Traction Nationwide The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/community-networks-gaining-traction/ Christopher Mitchell, Director of the Telecommunications as Commons Initiative has been spending many hours on the road these days. Why? Interest in publicly owned broadband networks continues to grow as communities search for savings, economic development, and connectivity on the local level and more organizations seek out Chris’ expertise. From policy to implementation, ILSR continues to… Continue reading
Featured Article, ILSR Press Room, Resource filed under Broadband | Written by Lisa Gonzalez | No Comments | Updated on Mar 6, 2013 “The Monopoly Magnate” The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/ilsr-launches-new-comic/ ILSR is following HB 282, restrictive legislation moving through the Georgia General Assembly. The bill would effectively end the ability for existing networks to expand. Communities considering investing in their own telecommunications networks would face almost insurmountable financial and practical hurdles. As the bill is heavily lobbied by incumbent telecom giants, local leaders make the… Continue reading
Featured Article, ILSR Press Room, Resource filed under Broadband | Written by Lisa Gonzalez | No Comments | Updated on Feb 4, 2013 Christopher Mitchell Interviewed For streets.mn Podcast The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/christopher-mitchell-interviewed-streets-mn-podcast/ Christopher Mitchell was recently interviewed by Bill Lindeke from streets.mn. Bill, a PhD Candidate in Geography, published the podcast as part of the streets.mn blog. He wanted to talk to Christopher about the work at the Institute for Local Self-Reliance. Bill discussed fiber optic infrastructure investment in the U.S. and touched on the Minneapolis City… Continue reading
Featured Article, Resource filed under Energy | Written by John Farrell | No Comments | Updated on Jan 14, 2013 The Most Amazing, Interactive U.S. Solar Grid Parity Map The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/amazing-interactive-u-s-solar-grid-parity-map/ Within a decade, 300,000 megawatts of unsubsidized local solar power could compete with utility electricity prices in almost every state, enough clean energy to produce 10% of U.S. electricity. Grid parity is building like a relentless wave, but how much solar is at parity today? In 2016? In 2020? On homes or businesses? With incentives… Continue reading
Featured Article, Resource filed under Energy | Written by John Farrell | No Comments | Updated on Feb 19, 2013 How a City Can Get More Clean, Local Energy The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/city-clean-local-energy/ Like many cities attempting to solve climate change at a local level, Minneapolis is finding the prospect more challenging that it may have imagined. The lion’s share of emissions (two-thirds in the case of Minneapolis) come from electricity and gas sold by two monopoly, corporate utilities. Minnesota’s state-level policy is helping: a renewable energy standard… Continue reading
Featured Article filed under Energy | Written by John Farrell | 4 Comments | Updated on Feb 8, 2013 Germany Has More Solar Power Because Everyone Wins The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/germany-solar-power-wins/ Suddenly everyone knows about Germany’s solar power dominance because Fox Newsheads made an ass of themselves, suggesting that the country is a sunny, tropical paradise. Most media folks have figured out that there are some monster differences in policy (e.g. a feed-in tariff), but then latch on to the “Germans pay a lot extra” meme. … Continue reading
Featured Article, Resource filed under Independent Business | Written by Stacy Mitchell | 9 Comments | Updated on Dec 1, 2012 Why We Can’t Shop Our Way to a Better Economy: Stacy Mitchell’s TEDx Talk The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/ted/ In this TEDx talk, delivered on October 20, 2012 at TEDxDirigo‘s Villages conference at Bates College in Lewiston, Maine, conference, ILSR Senior Researcher Stacy Mitchell argues for a new phase in the local economy movement. She notes that there’s been a resurgence of support for small farms, local businesses, and community banks, but argues: “As remarkable… Continue reading
Featured Article, Resource filed under Independent Business | Written by Stacy Mitchell | 15 Comments | Updated on Dec 1, 2012 How Walmart is Devouring the Food System (Infographic) The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/infographic-walmart-food/ Walmart now captures $1 of every $4 Americans spend on groceries. It’s on track to claim one-third of food sales within five years. Here’s a look at how Walmart has dramatically altered the food system — triggering massive consolidation, driving down prices to farmers, and leaving more families struggling to afford healthy food. Continue reading
Featured Article, ILSR Press Room, Resource filed under Independent Business | Written by Stacy Mitchell | No Comments | Updated on Feb 6, 2013 Survey Finds Independent Businesses Benefit from “Buy Local First” Campaigns, But Challenges Loom The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/2013-independent-business-survey/ ILSR’s annual survey has found that independent businesses experienced solid revenue growth in 2012, buoyed in part by “buy local first” initiatives. But the survey also documented challenges facing independent businesses, most notably an increase in “showrooming” and competition from online retailers, tax and subsidy policies that favor their big competitors, difficulty obtaining loans, and a customer base still reeling from the recession. Continue reading
Featured Article filed under The Public Good | Written by David Morris | No Comments | Updated on Feb 6, 2013 The End of the Post Office as a Public Institution? The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/post-office-public-institution/ “When the post office is closed, the flag comes down. When the human side of government closes its doors, we’re all in trouble.” Senator Jennings Randolph (West Virginia) 1958-85 For the post office the end game is on. This year the post office will close half its processing centers. By late spring a first… Continue reading
Featured Article filed under The Public Good | Written by David Morris | No Comments | Updated on May 11, 2013 Why Won’t Conservatives Let Communities Decide for Themselves? The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/conservatives-communities-decide-themselves/ In his 1996 State of the Union Address Democratic President Bill Clinton famously declared, “the era of big government is over.” And during his tenure he did everything he could to make that true–deregulating the telecommunications and the financial industry, enacting a free trade agreement severely restricting the authority of the federal government to protect… Continue reading
Featured Article filed under The Public Good | Written by David Morris | No Comments | Updated on Apr 17, 2013 Four Victories for the Public Good The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/victories-public-good/ I’m not saying it’s time to break out the champagne and start chanting, “The people united will never be defeated”. But the past few weeks have brought us some heartwarming demonstrations that the popular will still has a bite. February 22: After a major public outcry, the Office of Science and Technology Policy (OSTP) directed… Continue reading
Featured Article filed under Stop Incineration, Waste to Wealth | Written by admin | No Comments | Updated on Apr 10, 2013 VICTORY against Maryland’s “Waste Portfolio Standard” — the Latest Creative Way to Prop Up Incinerators The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/victory-against-maryland-incinerator-bill/ What does an incinerator industry do when they can’t compete? Change the rules. Biomass and trash incinerators are the most expensive way to make energy, and trash incineration costs more than directly landfilling the waste. These industries survive to the extent that they can change the rules to get monopoly waste contracts, become ‘renewable’ energy in state mandates, or as we’re seeing in Maryland: worse. Continue reading
Featured Article, Resource filed under Composting, Waste to Wealth | Written by Brenda Platt | No Comments | Updated on May 8, 2013 Composting Supports Jobs and Healthy Watersheds, Say New ILSR Reports The content that follows was originally published on the Institute for Local Self-Reliance website at http://www.ilsr.org/paydirt/ Two new reports from the Institute for Local Self-Reliance’s Composting Makes $en$e Project document the importance of expanded composting and compost use to enhance soils, protect watersheds, reduce waste, and create green jobs and a new made-in-America industrial sector. For press release, click here. With compostable material making up almost one-half of municipal solid waste, there… Continue reading